Terms and Conditions


By access and use of this Website (the “Site”), you accept and agree to be bound by and comply with the legal terms of use (the “Disclaimer”). By using this Web site, you represent that you have read and understood these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this Web site, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.



All products and services on the pages of this Site are subject to the terms and conditions of the applicable agreements governing their use, which may change from time to time. The Disclaimer is to be read by you together with any terms, conditions, or disclaimers provided on the pages of the Site and in the Product Specific Legal disclaimers.

In the event of conflict of any nature whatsoever, the terms provided in the pages of the Site and in the Product Specific Legal disclaimers shall govern. The information, material and content provided in the pages of the Site (the “Information”) may be changed at any time without notice. Changes may be made to the terms provided on the pages of the Site. Information provided on the Site, including rates, is believed to be reliable when posted, however we take no guarantee of its accuracy, completeness or up to datedness at all times. Due to the dynamic nature of the Internet, resources that are free and publicly available one day on the site may require a fee or have restricted access the next day, and the location of items such as menus, homepages, and files may change or get reorganized. User expressly agrees that use of the site and its contents is at the user’s sole risk and prerogative. No material may be modified, edited or taken out of context such that its use creates a false or misleading statement or impression as to the positions, statements or actions of EFC.



The terms and conditions applicable to any product, service or information will be those determined at the time of provision of the product, service or information. The various products and services which are being offered herein are with a specific understanding that the same are being availed of within the frame work of the laws of India and / or are not opposed to / in contravention of public policy. Please be informed of the laws of your country or that otherwise apply to you in relation to any of the matters described in these pages. If you choose to access the Site, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.


EFC will treat all information regarding you as confidential. EFC will not in the ordinary course disclose any information that it holds about you except in the following circumstances:

  1. where EFC is compelled to do so under the Indian law;
  2. where you have provided your prior written authorization to do so;
  3. where EFC requires to do so; or
  4. where it is in the public interest to do so.
  5. where EFC needs to disclose information to other financial institutions. EFC may be required to disclose information about you to third parties to facilitate the provision of services to you. You may not use or export or re-export the Information or any copy or adaptation in violation of any applicable laws or regulations, including export laws and regulations in force from time to time.



EFC and any of its affiliates, subsidiaries, officers, directors, employees or agents provide the Site and the Information on an “as is” basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Site or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, EFC does not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.



The site may from time to time contain forward-looking statements that include information about EFC’s financial prospects, plans and objectives of management for future operations, economic conditions, trends and known uncertainties. The user is hereby cautioned that actual results could differ materially from those that EFC expects, depending on the outcome of certain factors. EFC does not undertake any obligation to correct or update any forward-looking statements on the site.



EFC reserves all copyright, trademark, patent, intellectual and other property rights in the information contained in this website and to all company specific logos and services logos and no express or implied license is granted to any other party in respect thereof. Any unauthorized access, use or reproduction of the information or proprietary rights contained in this site is strictly prohibited and is subject to legal action as provided in applicable laws. No information on this website should be reproduced or distributed without the prior written consent of EFC. The Information is for your personal use only. Any unauthorized downloading, re-transmission, or other copying or modification of trade-marks and/or the contents of the Site may be a violation of any law that may apply to trade-marks and/or copyrights and could subject the copier to legal action.



EFC is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use the Site or the Information, or any action or decision made by you in reliance on the Site or the Information, or any unauthorized use or reproduction of the Site or the Information, even if EFC has been advised of the possibility of these damages.



  1. Only one voucher can be availed per person at one time, no two offers can be clubbed.
    The management reserves the right to change the policy / offers without prior notice.
    3. Voucher/ Offer/preferred card must be presented at the time of availing the services.
    4. Discount voucher if lost is non-replaceable.
    5. The balance or voucher cannot be redeemed in cash.
    6. In all cases, prior booking is required and subject to availability.
    7. In case of external tie-ups, third party services, we cannot be held liable for the guarantee of product and services booked. In general, all are informed to check and confirm directly with associated brands before making any bookings.



EFC controls and maintains this site from India. EFC makes no representation that the information and material contained in this site is appropriate or permitted for use in jurisdictions outside India. The terms and conditions are governed by the laws of India without giving effect to any principles of conflicts of laws. The Site for the user subject to the exclusive jurisdiction of the courts of India without prejudice to the right of EFC to take an action in any jurisdiction whatsoever.




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